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Over the next 2-3 years, QB & Sage will have a real battle on their hands.

Freshbooks is simple and easy for tracking billable time and expenses if you're selling consulting services--but it is NOT a complete accounting software, meaning you can't easily maintain your balance sheet using their software and you can't easily record your expenses on an accrual basis.

I haven't used the other tools yet, but I'm interested to know more about XERO and if it works for product sales and consulting businesses. QB has about a 15-20 year lead on development (not always for the better).

QB built in payroll offering is better than the Xero offering.

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The guided GUI workflows help novices to follow most standard accounting conventions, but if your business is expected to grow rapidly you'll probably be best served hiring a professional to manage your accounting (my company offers this service).

The integrated payroll options are too simple (Zen Payroll) or crazy expense (ADP).

This is a major development emphasis for Xero - they are planning on having all US states fully online by the end of 2015.

The University of Western Ontario, which is commonly referred to among Canadian universities as Western, is a public research university located in London, Ontario, Canada.

The university's main campus covers 455 hectares (1,120 acres) of land, with the Thames River running through the eastern portion.

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